Tuesday, 27 October 2026 05:00 AM
Mergers and Acquisitions
Two companies built on integrity join forces, combining 4.98-star client ratings, in-house underwriting and a marketing platform designed to help loan officers win more business.
TAMPA, FL AND CUMMING, GA / ACCESS Newswire / October 27, 2026 / Integrity Home Lending and Home Access Financial (HAF) today announced their merger, which took effect Oct. 5, 2026. The combined company handles the mortgage process in house, from application through closing.
Background
Integrity Home Lending sought delegated underwriting authority, which allows a lender to underwrite and approve loans internally instead of relying on an outside investor's review. Through the merger, Integrity Home Lending's loan officers now work under HAF's delegated, in-house underwriting. The company said in-house underwriting can support closings in as few as 10 days.
Recent performance
Integrity Home Lending reported a 28.7% increase in funded loan volume from January through September 2026, compared with the same period in 2025, based on internal company data.
The combined company
- Underwriting: Loans are underwritten in house under HAF's delegated authority.
- Loan programs: The company offers down payment assistance and low-down-payment loan programs.
- Marketing: HAF's marketing team produces video and social media content for the company's loan officers and their real estate partners.
- Homebuyer education: HAF hosts virtual homebuyer seminars on Zoom and Teams, which typically draw 40 to 60 registrants per session.
- Client ratings: As of Oct. 26, 2026, Integrity Home Lending holds a 4.98 rating on LendingTree from 566 reviews, and Home Access Financial holds a 4.98 rating on Zillow from 157 reviews.
Shared values
Both companies name integrity as a core value, with an emphasis on following through on commitments to clients and building long-term relationships with referral partners. The merger brings two teams with that approach under one roof.
Growth plans
The combined company plans to expand its loan officer team. It evaluates candidates against an internal standard it calls "Five-Star Loan Officers," based on five traits: energy, effort, attitude, teamwork and drive.
"We built a culture we are proud of, we run the company around the people who sell, and we invest in marketing," said Robert Eagar, managing partner. "Bringing the process in house was the final piece. It gives our loan officers the speed, tools and support to grow their business, even in a challenging market."
Loans already in process with Integrity Home Lending will close as scheduled. Since Oct. 16, 2026, new applications have been taken by Home Access Financial.
Media contact
Robert Eagar, managing partner
Home Access Financial
404-452-7174
[email protected]
About Home Access Financial
Founded in 2016 and headquartered in Tampa, Fla., Home Access Financial is a mortgage lender focused on keeping its loan product offerings current for clients. NMLS ID #1516011 (www.nmlsconsumeraccess.org).
About Integrity Home Lending
Founded in 2023 and headquartered in Cumming, Ga., Integrity Home Lending is licensed in 14 states. NMLS ID #2412324 (www.nmlsconsumeraccess.org).
Equal Housing Opportunity.
SOURCE: Home Access Financial