Tuesday, 05 May 2026 09:35 PM
Product Announcements
Fundivi Deploys AI-Driven Technology to Eliminate Wait Times in Business Capital Underwriting and Approval
Automated decisioning replaces manual review, enabling business owners to apply in minutes, receive a funding decision instantly, and have capital in hand the same day.
NEW YORK CITY, NY / ACCESS Newswire / May 5, 2026 / Fundivi, a direct business capital lender based in Brooklyn, N.Y., has deployed an AI-driven underwriting platform that processes business capital applications from submission through approval and same-day funding disbursement, without the delays that have historically defined the business lending experience.
The platform evaluates applications using real-time business performance data, replacing manual document reviews, collateral assessments, and multi-week approval timelines with an automated decisioning process that delivers results in minutes. Capital is disbursed directly to the business bank account the same day an offer is accepted.
"For too long, the process of accessing business capital has been designed around the lender's convenience, not the business owner's reality," said a Fundivi spokesperson. "Our technology changes that. Apply in minutes. Get funded the same day. No runaround, no hidden fees, no gimmicks."
How the Platform Works
Fundivi's underwriting engine analyzes business performance indicators in real time, generating a funding decision without manual intervention. The process removes the back-and-forth that typically defines capital applications and produces a decision grounded in how the business actually performs, not solely in credit history or collateral.
Once a business owner accepts a funding offer, a brief automated verification confirms banking details and capital is disbursed the same business day. The full process, from initial application to funded, is designed to be completed within hours.
The platform is available to businesses across all 50 states, extending fast, technology-driven capital access to small and mid-sized businesses in every U.S. market, including those historically underserved by traditional financial institutions.
What Sets Fundivi Apart
Fundivi operates as a direct lender, meaning applications are evaluated by a single institution without being brokered to multiple lenders. This eliminates multiple credit inquiries, reduces processing time, and gives business owners a single, transparent point of contact throughout the process.
The platform does not require collateral or personal guarantees. Fundivi's working capital products do not report to personal or business credit bureaus, allowing business owners to access capital without affecting their credit profile.
The company's rate-match program allows business owners to submit a competing offer from a verified direct lender. If the offer is confirmed as valid and comparable, Fundivi will match the rate. Terms and conditions apply.
Key Service Details
Application decision: Delivered within minutes via automated underwriting
Funding timeline: Same business day upon offer acceptance
Collateral: Not required
Personal guarantee: Not required
Bureau reporting: Not reported to personal or business credit bureaus
Rate-match program: Available for verified direct lender offers; terms apply
Geographic coverage: All 50 U.S. states
About Fundivi
Fundivi is a direct business capital lender based in Brooklyn, N.Y. The company provides working capital to small and mid-sized businesses across all 50 states using AI-driven underwriting technology that delivers funding decisions in minutes and capital the same day. Fundivi operates as a direct lender and does not broker applications to third-party institutions. For more information, visit www.fundivi.com.
This press release is intended for informational purposes only and does not constitute financial, investment, or legal advice. All funding decisions are subject to Fundivi's standard underwriting criteria. Terms and conditions apply.
MEDIA CONTACT
Company: Fundivi
Address: Brooklyn, NY 11235
Website: www.fundivi.com
Email: [email protected]
www.fundivi.com. Empowering entrepreneurs nationwide.
SOURCE: Fundivi