Thursday, 07 May 2026 07:45 AM
Product Announcements
Speed, transparency, competitive rates, and a fully streamlined process from application to funding - Fundivi is redefining what business owners should expect from a lending partner.
NEW YORK CITY, NY / ACCESS Newswire / May 7, 2026 / For years, business owners across the United States have navigated a lending landscape defined by slow approvals, opaque pricing, excessive documentation, and a process that consistently prioritized the lender's convenience over the business owner's time. Fundivi was built to end that experience entirely.
Fundivi, a direct business lender headquartered in Brooklyn, N.Y., is establishing a new operational standard in business lending - one defined by speed, honesty, technology, and a genuine commitment to delivering the best possible outcome for every qualified business that applies. The company's platform takes businesses from application to funded in hours, not days, with no collateral, no bureau reporting, no hidden fees, and no broker involvement at any stage of the process.
"The bar for business lending has been set far too low for far too long," said a Fundivi spokesperson. "Businesses that qualify for capital deserve a process that respects their time, delivers honest terms, and moves at the speed their operations demand. That is not a premium offering. That is the baseline. Fundivi built its entire platform around that standard and we hold ourselves to it on every single application."
What a New Standard Actually Looks Like
Setting a new standard is a claim that requires substance. At Fundivi, that substance is built into every stage of the lending process.
From the moment a business submits an application through Fundivi's fully digital platform, the experience is defined by clarity and speed. The application itself is designed to be completed in minutes - no lengthy paperwork, no extensive documentation requirements, no back-and-forth requests for information that delays the process without improving the decision. Businesses provide what matters. The platform handles the rest.
Fundivi's AI-powered underwriting engine evaluates each application using real-time business performance data, generating a funding decision within minutes of submission. The engine does not rely solely on credit scores or collateral assessments. It evaluates how the business is actually performing - revenue patterns, cash flow consistency, operational history - and produces a decision that reflects the business's real position, not an incomplete picture drawn from a static credit file.
Upon acceptance of a funding offer, capital is disbursed directly to the business's bank account the same business day, subject to standard bank verification. The full process, from initial application through funded, is designed to be completed within hours.
That is what a new standard looks like in practice. Not a marketing claim. An operational commitment.
Direct Lending With No Intermediaries
Fundivi's position as a direct lender is one of the most significant structural advantages it offers to qualified businesses. When a business applies through Fundivi, their application is evaluated by one institution, processed by one platform, and decided by one underwriting engine. There is no broker layer. There are no multiple lender submissions. There is no uncertainty about who is making the decision, on what basis, or at what cost.
This direct model produces three concrete benefits for every business that applies. First, it eliminates the multiple credit inquiries that broker-submitted applications generate, protecting the business owner's credit profile throughout the process. Second, it removes the rate markups that brokers introduce between the lender's actual offer and what the business ultimately receives. Third, it creates a single, accountable relationship between Fundivi and the business - one that is transparent, direct, and built around the business's interests rather than an intermediary's commission.
Fundivi's working capital products do not report to personal or business credit bureaus. Businesses access the capital they need without increasing credit utilization or affecting their credit profile in any way.
Competitive Rates. Best Terms. No Exceptions.
Fundivi's commitment to competitive rates and best terms for qualified businesses is backed by a concrete program. If a qualified business identifies a better rate from a verified direct lender for a comparable loan structure, Fundivi will match it. The rate-match program applies to verified direct lender offers only and does not include broker-sourced or aggregator rates. Terms and conditions apply.
Repayment terms are structured around each business's individual cash flow patterns. Fundivi does not impose a rigid repayment schedule that ignores how the business actually generates revenue. Terms are built to work with the business, not against it - an approach that is particularly valuable for businesses with seasonal revenue cycles, variable cash flow timing, or growth trajectories where revenue patterns are actively shifting.
Every fee is disclosed in full before any offer is accepted. There are no origination fees introduced after the fact. No prepayment penalties. No rate adjustments following funding. The offer a business receives is the offer that applies, with complete transparency at every stage.
The Business Portal: Visibility Without the Follow-Up Calls
One of the defining features of Fundivi's platform is the business portal - a dedicated interface that gives every applicant real-time visibility into the status of their application and funding at every stage of the process.
The portal eliminates one of the most persistent frustrations in business lending: the complete absence of status information after an application is submitted. With Fundivi, businesses do not need to call to find out where their application stands. They do not need to follow up with an account manager to learn whether their offer has been generated. The portal displays real-time status updates from submission through underwriting, offer acceptance, verification, and disbursement.
This transparency is not a feature add-on. It is a reflection of how Fundivi believes every lending relationship should operate - with the business fully informed and in control of their process at every moment.
The Businesses Fundivi Serves
Fundivi serves qualified businesses across all 50 states and across every major industry sector. The platform's technology-driven, performance-based evaluation model is particularly well-suited to businesses that have historically been underserved by conventional lending channels.
Retail businesses managing inventory capital requirements ahead of peak demand cycles. Construction and contracting companies carrying upfront material costs against delayed client payment schedules. Healthcare practices managing the gap between service delivery and insurance reimbursement. Foodservice businesses operating on thin margins with minimal asset collateral. E-commerce businesses scaling inventory ahead of revenue increases. Professional service firms with strong billings but variable collection timing.
In every case, the common thread is a business with genuine operational strength that conventional lending criteria fails to fully recognize. Fundivi's platform is built to see that strength accurately and fund it accordingly.
Why Qualified Businesses Choose Fundivi
The businesses that work with Fundivi do so because the platform delivers on every dimension of the lending experience that matters.
The process is fast. Decisions arrive in minutes. Capital arrives the same day. There are no application processes that drag on for two weeks while opportunities pass. No approval timelines that require a business to pause operations and wait.
The terms are honest. Every fee is disclosed upfront. The rate-match program ensures competitive pricing. Repayment structures reflect how the business actually operates. There are no surprises after funding.
The relationship is direct. One lender. One application. One decision. No broker layer. No multiple inquiries. No rate markups.
The technology is best in class. AI-powered underwriting that evaluates real performance data in real time. A business portal that provides complete visibility. A digital application process that respects the business owner's time from start to finish.
And there is no noise. No endless calls. No follow-up campaigns. No promotional gimmicks. No introductory rates that change after 90 days. Just a clean, efficient, honest lending process that delivers what qualified businesses need - capital, fast, on fair terms, with complete transparency.
That is the standard Fundivi has set. And it is the standard Fundivi holds itself to on every application, for every business, in every state.
Key Service Details
Lending model: Direct lender - no brokers, no third-party referrals
Application process: Fully digital, completed in minutes
Underwriting: AI-powered, real-time business performance evaluation
Decision timeline: Minutes from application submission
Funding timeline: Same business day upon offer acceptance and bank verification
Rates: Competitive rates for qualified businesses; rate-match program available
Terms: Structured around individual business cash flow; flexible repayment
Collateral: Not required
Personal guarantee: Not required
Bureau reporting: Not reported to personal or business credit bureaus
Fee transparency: Complete disclosure before acceptance; no hidden fees
Business portal: Real-time application and funding status tracking
Geographic coverage: All 50 U.S. states
About Fundivi
Fundivi is a direct business lender headquartered in Brooklyn, N.Y., recognized for setting a new standard in business lending through AI-powered underwriting, same-day funding, competitive rates, and complete process transparency. The company serves qualified businesses across all 50 states with a fully digital, streamlined capital process that takes businesses from application to funded in hours. Fundivi operates as a direct lender with no broker involvement, providing businesses with a single, accountable lending partner at every stage of their capital journey.
For more information, visit www.fundivi.com.
This press release is intended for informational purposes only and does not constitute financial, investment, or legal advice. All funding decisions are subject to Fundivi's standard underwriting and qualification criteria. Rates and terms vary based on business qualification. Terms and conditions apply to all products and programs.
MEDIA CONTACT
Company: Fundivi
Address: 2433 Knapp St, Brooklyn, NY 11235
Email: [email protected]
Website: www.fundivi.com
www.fundivi.com . Empowering entrepreneurs nationwide. New York City, N.Y.
SOURCE: Fundivi