Wednesday, 06 May 2026 08:00 PM
Product Announcements
Businesses Apply in Minutes, Receive a Funding Decision the Same Day and Access Competitive Rates With the Best Terms Available - All Through a Transparent, Technology-Driven Process With No Gimmicks, No Endless Calls and No Noise
NEW YORK CITY, NY / ACCESS Newswire / May 6, 2026 / Fundivi, a direct business lender headquartered in Brooklyn, N.Y., is establishing itself as one of the most efficient and business-focused lending companies in the United States. Built on the foundation that qualified businesses deserve fast decisions, competitive rates, and a capital process that respects their time, Fundivi has developed a lending platform that takes businesses from application to funding in hours, not days.
The company lends directly to qualified businesses, with no brokers, no third-party referrals, and no layers between the business and the funding decision. Every application is processed through Fundivi's proprietary AI-powered underwriting platform, which evaluates business performance in real time and delivers a decision within minutes of submission.
"Qualified businesses have earned the right to a fast, honest, and straightforward capital experience," said a Fundivi spokesperson. "We built our entire platform around that principle. Apply in minutes. Get a decision fast. Get funded the same day. Competitive rates. Best terms for qualified businesses. No gimmicks. No noise. No endless calls. Just a clean, efficient process from start to finish."
Direct Lending Built for Qualified Businesses
Fundivi operates exclusively as a direct lender. This distinction matters because it defines the entire business experience. When a business applies through Fundivi, their application is evaluated by one institution, processed by one platform, and decided by one underwriting engine. There is no broker submitting the application to five different lenders. There are no multiple credit inquiries. There is no uncertainty about who is actually making the decision or on what basis.
The company lends to qualified businesses across a wide range of industries, including retail, foodservice, construction, healthcare, professional services, and e-commerce. Qualification is evaluated based on business performance data rather than solely on credit history, which means businesses with strong operating records can access competitive capital even when traditional lending criteria would work against them.
Fundivi's direct lending model also means that every business that qualifies receives the same commitment to competitive rates and the best terms available for their business profile. There are no rate markups introduced by intermediaries. What Fundivi offers is what the business receives.
"Businesses that qualify for Fundivi capital are not getting a brokered rate with a markup buried in the structure. They are getting a direct lender's rate, with terms built around how their business actually performs."
AI-Powered Underwriting That Delivers Decisions in Minutes
At the core of Fundivi's platform is an AI-powered underwriting engine that processes business capital applications using real-time performance data. The system evaluates the metrics that actually reflect how a business is performing today, not a static snapshot from months ago, and generates a funding decision without manual intervention, without waiting queues, and without the variability that human review introduces.
The technology draws on the best available AI and data analysis tools to evaluate applications with the accuracy of a thorough underwriting process and the speed of automation. Businesses do not wait days for an underwriter to review their file. They receive a decision within minutes of submitting their application.
This speed is not achieved by reducing the quality of the underwriting decision. It is achieved by processing more relevant information faster and more accurately than any manual review process can. The result is a decision that is both fast and well-grounded in the business's actual performance.
From Application to Funded in Hours - The Fundivi Process
Fundivi's end-to-end capital process is designed to move at the speed of business. The complete journey from initial application through underwriting, approval, and same-day funding disbursement is structured to be completed within hours, not the days or weeks that conventional lending timelines require.
Step 1 - Apply in minutes: Businesses complete a streamlined digital application in minutes. No lengthy paperwork. No document uploads that take hours to compile. A clean, efficient submission process designed to gather what matters and nothing more.
Step 2 - AI underwriting in real time: Fundivi's AI-powered platform evaluates the application using real-time business performance data and generates an underwriting decision within minutes of submission.
Step 3 - Fast decision with competitive terms: Qualified businesses receive a funding offer with clear terms, competitive rates, and complete fee disclosure. No hidden charges. No rate surprises after acceptance.
Step 4 - Same-day funding disbursement: Upon offer acceptance and brief bank verification, capital is disbursed directly to the business bank account the same business day.
Step 5 - Business portal for full visibility: Businesses track every stage of their application and funding through a dedicated business portal. Real-time status updates. Complete transparency. No need to call and ask where things stand.
The Business Portal: Full Visibility, Zero Guesswork
One of the most consistent frustrations businesses report with business capital processes is the lack of visibility after an application is submitted. Applications disappear into a review process with no status updates, no timeline, and no way to know where things stand without making multiple calls that often go unanswered.
Fundivi eliminates that frustration entirely through its business portal, a dedicated platform interface that gives businesses real-time visibility into every stage of their application and funding process. From the moment an application is submitted through underwriting, offer generation, acceptance, and disbursement, businesses can see exactly where they are in the process without picking up the phone.
The portal reflects Fundivi's core operating philosophy: businesses deserve to know what is happening with their capital application at every moment. No noise. No endless calls. No chasing updates. Just a clean, transparent process with full visibility from start to finish.
"No endless calls. No chasing someone down for an update. The business portal puts every client in complete control of their process, with real-time visibility at every stage. That is the standard we hold ourselves to."
Competitive Rates and Best Terms for Qualified Businesses
Fundivi's pricing model is built around one commitment: qualified businesses receive the most competitive rates and the best terms Fundivi can structure for their business profile. The company's rate-match program backs this commitment. If a qualified business identifies a better rate from a verified direct lender for a comparable loan structure, Fundivi will match it. Terms and conditions apply; the program covers verified direct lender offers only.
Repayment terms are structured around each business's individual cash flow patterns rather than imposing a fixed schedule that ignores the reality of how their business operates. This flexibility is particularly valuable for businesses with seasonal revenue cycles, variable cash flow timing, or growth-stage operations where revenue patterns are shifting.
All fees are disclosed in full before any offer is accepted. There are no origination fees introduced after the fact. No prepayment penalties buried in the terms. No rate adjustments that appear after funding. What is stated in the offer is what applies, with no exceptions.
No Gimmicks. No Noise. No Endless Calls.
Fundivi's operating standard is defined as much by what the company does not do as by what it does. There are no introductory rates that reset after 90 days. No promotional terms that apply only to a subset of businesses. No application processes that funnel businesses through multiple sales calls before they see a rate. No follow-up campaigns that continue long after a business has made their decision.
Businesses that apply through Fundivi receive a straightforward process: submit an application, receive a decision, review the offer, accept or decline. That is the complete interaction. The business portal eliminates the need for status update calls. The AI-powered underwriting process eliminates the need for back-and-forth documentation requests. The direct lending model eliminates the broker layer entirely.
The result is a capital experience that respects the business owner's time, delivers on its commitments, and creates the kind of working relationship that qualified businesses return to when their next capital need arises.
Key Service Details
Lending model: Direct lender - no brokers, no third-party referrals
Application process: Fully digital, completed in minutes
Underwriting: AI-powered, real-time business performance evaluation
Decision timeline: Minutes from application submission
Funding timeline: Same business day upon offer acceptance and bank verification
Rates: Competitive rates for qualified businesses; rate-match program available
Terms: Structured around individual business cash flow; flexible repayment
Collateral: Not required
Personal guarantee: Not required
Bureau reporting: Not reported to personal or business credit bureaus
Fee transparency: Complete disclosure before acceptance; no hidden fees
Business portal: Real-time application and funding status tracking
Geographic coverage: All 50 U.S. states
About Fundivi
Fundivi is a direct business lender headquartered in N.Y., recognized for delivering fast, transparent, and business-centered capital to qualified businesses across all 50 states. The company's AI-powered underwriting platform takes businesses from application to funding in hours, with competitive rates, flexible terms, and complete fee transparency at every stage. Fundivi operates as a direct lender with no broker involvement, providing businesses with a single, accountable point of contact throughout the capital process.
Fundivi's business portal gives every client real-time visibility into their application and funding status, eliminating the uncertainty and frustration that define conventional lending experiences. The company's mission is straightforward: to be the business lending partner that qualified businesses deserve - fast, honest, competitive, and built around how real businesses actually operate.
For more information, visit www.fundivi.com.
This press release is intended for informational purposes only and does not constitute financial, investment, or legal advice. All funding decisions are subject to Fundivi's standard underwriting and qualification criteria. Rates and terms vary based on business qualification. Terms and conditions apply to all products and programs.
MEDIA CONTACT
Company: Fundivi
Address: 2433 Knapp St., Brooklyn, NY 11235
Email: [email protected]
Website: www.fundivi.com
SOURCE: Fundivi